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Soaps Boards :: Gov't sponsored Health Care
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Eppy![]() |
From what I understand afer I watched the hearings on C-Span this morning, Sen. Enzie (R-Wyo) had one of his staff who assisted in figuring some of the "where does it come from" funds, re: the medicare connection, she explained it comes from the 'trust' fund and not the general fund. And, let's not forget, the poor and/or uninsured are charged FULL price for services obtained. They are required to pay out of pocket. Those who don't have medicare or qualify for medicaid are flat out of luck. Why do you suppose all the bankruptcies are generally filed because of medical bills. |
shini149![]() |
As a resident of the "Great Southern Land" Australia where we do have a universal health system I have to say it has been very interesting reading real americans opinions and experiences of your health system rather than information from doco's ie Sicko or Fox News / CNN we get here on cable. |
Sunnydaz![]() |
Quote shini149: As a resident of the "Great Southern Land" Australia where we do have a universal health system I have to say it has been very interesting reading real americans opinions and experiences of your health system rather than information from doco's ie Sicko or Fox News / CNN we get here on cable. I was actually not aware that America did not have an universal health system until the Clinto Admin when it became a hotly debated topic. Our system is not perfect but everyone in Au recieves free basic health services including pathology and Xrays, scans etc with no restrictions on the GP you want to consult,our scripts are subsidised by the govt for all the hundreds of the most common meds Av cost to you $15au $4.50au if you are on govt benefits (we don't call it welfare)and as a public patient in a public hospital there is no cost at all for any service or follow up treatment,all of our major hospitals are public hospital. You have the optiion as entering as a public or private patient the diff being as a public patient you get the hospital's surgeon/ob gyn etc as a private patient you can nominate your own doctor This is all paid for by a 1.5% levy in your fed taxes 2.5% if you are a high income earner without opt in private health insurance nil if you are a low income earner.By the way if you do have private health ins a few years ago the govt intoduced a 30% premium rebate It did and still does surprise me that a country that has been held up as an example for the rest of the world to follow for many years does not seem to have an equal and fair health system for all its people. AMEN! Thank you for taking the time to explain some of the AU health insurance system. It's embarrassing to me that our government doesnt have something like yours set up for our citizens. |
lovesit![]() |
I got this link from alwaysEJ - thanks! We have probably all heard the bill is now over 1000 pages long, and will be another one that gets "read" and voted on in the middle of the night. So here are some very important parts we should know: |
sarahconnor![]() |
Quote lovesit: I got this link from alwaysEJ - thanks! We have probably all heard the bill is now over 1000 pages long, and will be another one that gets "read" and voted on in the middle of the night. So here are some very important parts we should know: On page 16 is a provision that makes private healthcare illegal once the public option is made law - Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers. www.ibdeditorials.com/IBDArticles.aspx?id=332548165656854 thanks for posting this..i don't have time right at the moment to read and respond (will take a little while) but i will be interested to. i'll need to check out the link as well but gotta go pick up the kids, get started on dinner etc...i'll be back tho! |
baileysmommy![]() |
Quote shini149: As a resident of the "Great Southern Land" Australia where we do have a universal health system I have to say it has been very interesting reading real americans opinions and experiences of your health system rather than information from doco's ie Sicko or Fox News / CNN we get here on cable. I was actually not aware that America did not have an universal health system until the Clinton Admin when it became a hotly debated topic. Our system is not perfect but everyone in Au recieves free basic health services including pathology and Xrays, scans etc with no restrictions on the GP you want to consult,our scripts are subsidised by the govt for all the hundreds of the most common meds Av cost to you $15au $4.50au if you are on govt benefits (we don't call it welfare)and as a public patient in a public hospital there is no cost at all for any service or follow up treatment,all of our major hospitals are public hospital. You have the optiion as entering as a public or private patient the diff being as a public patient you get the hospital's surgeon/ob gyn etc as a private patient you can nominate your own doctor This is all paid for by a 1.5% levy in your fed taxes 2.5% if you are a high income earner without opt in private health insurance, nil if you are a low income earner.By the way if you do have private health ins a few years ago the govt intoduced a 30% premium rebate It did and still does surprise me that a country that has been held up as an example for the rest of the world to follow for many years does not seem to have an equal and fair health system for all its people. Thanks for posting! This sounds like a great system, and I don't know why we can't have it here! Doesn't seem like a great tax burden. Too bad in the states, IMO, not matter who is President the banks and big companies run the country having every politician in their back pocket through their lobbist. So Obama will more then likely do what the insurance and pharmacutical companies want. Heard Lieberman has already recieved close to 2 million from the health insurance companies. |
lovesit![]() |
Are there no small business owners/empoyees on this board? |
sarahconnor![]() |
Quote lovesit: I got this link from alwaysEJ - thanks! We have probably all heard the bill is now over 1000 pages long, and will be another one that gets "read" and voted on in the middle of the night. So here are some very important parts we should know: On page 16 is a provision that makes private healthcare illegal once the public option is made law - Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers. www.ibdeditorials.com/IBDArticles.aspx?id=332548165656854 Let's not be misled and read the entire bill..http://thomas.loc.gov from this site - http://www.nowpublic.com/world/bill-does-not-make-private-health-insurance-illeg... /> read below:: There is talk going around that the Health Care Reform Bill makes Individual Private Health Insurance illegal. I believe that IBDeditorials.com originally posted this hooey and it has circulated around the conservative talking sites like the new gospel. Please take note of how all the articles don't tell you that the bill is online as H.R. 3200 and the line they quote is in Sec. 102 of the bill. They quote H.R. 3200 Sec. 102 (a) (1) (A) - "IN GENERAL- Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1." Which, taken alone, could be scary and might support their claim. However, taking note that Sec. 102 (a) is "Grandfathered Health Insurance Coverage Defined", it kind of throws their whole claim right out the window of credibility. Here is the full section 102 (a) (extra emphasis is mine, refer to http://thomas.loc.gov for the full text of the bill) SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE. (a) Grandfathered Health Insurance Coverage Defined- Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term `grandfathered health insurance coverage' means individual health insurance coverage that is offered and in force and effect before the first day of Y1 if the following conditions are met: (1) LIMITATION ON NEW ENROLLMENT (A) IN GENERAL- Except as provided in this paragraph, the individual health insurance issuer offering such coverage (IE `grandfathered health insurance coverage') does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1. Not tackling any other claims, merits, flaws or anything else about the Health Care Reform, the articles shouting about the bill making Private Insurance illegal are a load of crap. :::: Further Explanation ::::: Section 102 is laying out the requirements for Grandfathered Health Care Coverage. This means that the text refers to what an Insurance Provider must comply with in order to keep current plans from falling under the Bill's requirements for Insurance. Your current insurance will not be required to meet the Bill's policies as long as they don't enroll new people, start charging you a lot more or change any of its terms or conditions. If for some reason you change insurance providers or re-work your insurance, the New Insurance Policy will have to comply with the policies and requirements of the Bill. Again, "does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1." refers ONLY to keeping a policy's status as "Grandfathered" or Immune to the requirements of the Bill. It does NOT apply to New Policies. |
lovesit![]() |
I don't get it. I'm not being argumentative, but if you understand it better can you try to dumb it down for me? All I see is the same thing I thought I understood it to be earlier - that in some circumstances you will not be allowed private healthcare? |
sarahconnor![]() |
adding on. |
sarahconnor![]() |
Quote lovesit: I don't get it. I'm not being argumentative, but if you understand it better can you try to dumb it down for me? All I see is the same thing I thought I understood it to be earlier - that in some circumstances you will not be allowed private healthcare? i think maybe i am confused as to what your concern is but i will try...you said this:: On page 16 is a provision that makes private healthcare illegal once the public option is made law - Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers. is it some circumstances or all? and yes, there's a difference. what i am saying is that it's a bit more complicated than that and not cut & dry enough to make such a statement as in to say "all".... in addition what i'm saying and citing is that the section you are speaking of is a small part of the bill and other sections clarify to the contrary. i am suggesting that everyone read it in it's entirety. i think the fear is coming from insurance companies who will be forced to be a bit more fair. there are many plans on the table as well...it will depend on how it gets set up. in countries like canada and england, people often do have private health insurance either to supplement what the government provides or if you're really well off you can bypass the government all together and have private treatment all the way. doctors already overcharge insurance companies because most insurance companies never pay full price - they'll tell the doctor they'll pay 1/3 of what the doctor is charging and he can take it or leave it so most doctors overcharge to make up the difference. it's one of the factors causing healthcare costs to grow so fast. some conservatives are worried because most public health plans are very successful and it strikes against their mentality which says all government is bad (except of course any form of government which holds a gun (i.e. police/military) in which case you can't have enough) - not that i'm against guns tho. just a sarcastic comment. in turn insurance companies are worried because they're afraid if the government offers a public insurance plan similar to medicare it'll syphon away some of their potential customers and they'll lose profit. i just encourage everyone to read the entire bill for themselves instead of allowing those against it to instill a very unnecessary fear. |
lovesit![]() |
8) I'm more confused. I read it all (of that section) when I made the post, and then your post, and I still see where some instances make it illegal (for lack of better word) to have private insurance. Or is it saying that in some/all instances, you can still have the private, but the private must be ran parallel to the gov plan? Sorry. I thought I had it figured out, but you said there are other parts that negate this part? i like to consider myself well-read, but I got no idea now on this. So glad I'm not in charge of passing things like this... |
Sundevil98![]() |
Quote sarahconnor: Quote lovesit: I don't get it. I'm not being argumentative, but if you understand it better can you try to dumb it down for me? All I see is the same thing I thought I understood it to be earlier - that in some circumstances you will not be allowed private healthcare? i think maybe i am confused as to what your concern is but i will try...you said this:: On page 16 is a provision that makes private healthcare illegal once the public option is made law - Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers. is it some circumstances or all? and yes, there's a difference. what i am saying is that it's a bit more complicated than that and not cut & dry enough to make such a statement as in to say "all".... in addition what i'm saying and citing is that the section you are speaking of is a small part of the bill and other sections clarify to the contrary. i am suggesting that everyone read it in it's entirety. i think the fear is coming from insurance companies who will be forced to be a bit more fair. there are many plans on the table as well...it will depend on how it gets set up. in countries like canada and england, people often do have private health insurance either to supplement what the government provides or if you're really well off you can bypass the government all together and have private treatment all the way. doctors already overcharge insurance companies because most insurance companies never pay full price - they'll tell the doctor they'll pay 1/3 of what the doctor is charging and he can take it or leave it so most doctors overcharge to make up the difference. it's one of the factors causing healthcare costs to grow so fast. some conservatives are worried because most public health plans are very successful and it strikes against their mentality which says all government is bad (except of course any form of government which holds a gun (i.e. police/military) in which case you can't have enough) - not that i'm against guns tho. just a sarcastic comment. in turn insurance companies are worried because they're afraid if the government offers a public insurance plan similar to medicare it'll syphon away some of their potential customers and they'll lose profit. i just encourage everyone to read the entire bill for themselves instead of allowing those against it to instill a very unnecessary fear. This is fascinating. Where did you learn this fact: doctors already overcharge insurance companies because most insurance companies never pay full price - they'll tell the doctor they'll pay 1/3 of what the doctor is charging and he can take it or leave it so most doctors overcharge to make up the difference. it's one of the factors causing healthcare costs to grow so fast
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sarahconnor![]() |
Quote Sundevil98: Quote sarahconnor: Quote lovesit: I don't get it. I'm not being argumentative, but if you understand it better can you try to dumb it down for me? All I see is the same thing I thought I understood it to be earlier - that in some circumstances you will not be allowed private healthcare? i think maybe i am confused as to what your concern is but i will try...you said this:: On page 16 is a provision that makes private healthcare illegal once the public option is made law - Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers. is it some circumstances or all? and yes, there's a difference. what i am saying is that it's a bit more complicated than that and not cut & dry enough to make such a statement as in to say "all".... in addition what i'm saying and citing is that the section you are speaking of is a small part of the bill and other sections clarify to the contrary. i am suggesting that everyone read it in it's entirety. i think the fear is coming from insurance companies who will be forced to be a bit more fair. there are many plans on the table as well...it will depend on how it gets set up. in countries like canada and england, people often do have private health insurance either to supplement what the government provides or if you're really well off you can bypass the government all together and have private treatment all the way. doctors already overcharge insurance companies because most insurance companies never pay full price - they'll tell the doctor they'll pay 1/3 of what the doctor is charging and he can take it or leave it so most doctors overcharge to make up the difference. it's one of the factors causing healthcare costs to grow so fast. some conservatives are worried because most public health plans are very successful and it strikes against their mentality which says all government is bad (except of course any form of government which holds a gun (i.e. police/military) in which case you can't have enough) - not that i'm against guns tho. just a sarcastic comment. in turn insurance companies are worried because they're afraid if the government offers a public insurance plan similar to medicare it'll syphon away some of their potential customers and they'll lose profit. i just encourage everyone to read the entire bill for themselves instead of allowing those against it to instill a very unnecessary fear. This is fascinating. Where did you learn this fact: doctors already overcharge insurance companies because most insurance companies never pay full price - they'll tell the doctor they'll pay 1/3 of what the doctor is charging and he can take it or leave it so most doctors overcharge to make up the difference. it's one of the factors causing healthcare costs to grow so fast actually from a very good friend who was a CFO for a major medical firm and still works in the medical field (finance related) - they explained that to me years ago. we were on the subject of rising costs etc and basically he said "i can tell you why..." |
cats meow![]() |
Quote shini149: As a resident of the "Great Southern Land" Australia where we do have a universal health system I have to say it has been very interesting reading real americans opinions and experiences of your health system rather than information from doco's ie Sicko or Fox News / CNN we get here on cable. I was actually not aware that America did not have an universal health system until the Clinton Admin when it became a hotly debated topic. Our system is not perfect but everyone in Au recieves free basic health services including pathology and Xrays, scans etc with no restrictions on the GP you want to consult,our scripts are subsidised by the govt for all the hundreds of the most common meds Av cost to you $15au $4.50au if you are on govt benefits (we don't call it welfare)and as a public patient in a public hospital there is no cost at all for any service or follow up treatment,all of our major hospitals are public hospital. You have the optiion as entering as a public or private patient the diff being as a public patient you get the hospital's surgeon/ob gyn etc as a private patient you can nominate your own doctor This is all paid for by a 1.5% levy in your fed taxes 2.5% if you are a high income earner without opt in private health insurance, nil if you are a low income earner.By the way if you do have private health ins a few years ago the govt intoduced a 30% premium rebate It did and still does surprise me that a country that has been held up as an example for the rest of the world to follow for many years does not seem to have an equal and fair health system for all its people. thank you for this information |
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